About Cole

The mortgage lender who set foot on all seven continents — solo, in one year.

Cole Sjoholm
NEW YEAR'S EVE, 2022 — "WOULD YOU GO?"

With over twenty years of experience in banking and finance, I'm an active mortgage loan originator (NMLS 681575) who has helped thousands of homeowners buy and refinance residential real estate across Colorado, Florida, and Arizona. Learn more at homeloansbycole.com.

On New Year's Eve 2022, during a conversation with a friend, I was asked a simple question that changed my life: "Would you go?" Five days later, I'd booked trips to all seven continents, and my global journey began.

From the vibrant cities of Europe to the icy expanses of Antarctica, and from the sun-drenched landscapes of Australia to the bustling streets of the Far East, I completed 71 flights, covered 110,246 miles, and spent 167 nights exploring the world in a single calendar year — solo. It wasn't about checking items off a bucket list; it was about discovering an entirely new way of living.

From blog to book to full-time digital nomad

I detailed my year of travel on this blog, sharing stories and photography from the road. That writing became the foundation for my first book, "Filling My Bucket: A Year of Solo Travel Across Seven Continents." I'm currently working on a follow-up, "People 'n Places: The Untold Story," a collection of street photography and unplanned portraits from around the globe.

After stepping foot on my seventh continent, I found I simply couldn't stop. That year had opened my eyes to an entirely new way of experiencing the world, and I wasn't ready to close that chapter. Working remotely allowed me to keep serving my mortgage clients while I found my footing in this next chapter — and in turn, I launched my travel advisor business, a way to bring my friends, family, and mortgage clients along for the ride, helping them explore the world alongside me.

Today, I balance three lines of work: mortgage loan originator, travel advisor, and travel writer. Since July 2024, I've written a monthly column for The Compass, the trade publication of VAX Vacation Access, covering destinations, cruise trends, and the travel industry for a readership of fellow travel professionals — see my full body of work on the Press page.

After returning to Colorado from my seventh continent on December 22nd, I became a travel advisor with Inteletravel — a way to share my experience and passion for travel professionally. I specialize in cruises, all-inclusive vacations, solo travel, and LGBTQ+ travel, and today I live as a full-time digital nomad, balancing mortgage lending with travel advising from the road.

I'm also a travel photographer with a portfolio spanning 70+ countries, licensed through Getty Images — see the full collection in my Getty Images portfolio — and a regular contributor to The Compass, VAX Vacations' industry publication. I previously served as Board President of the Colorado Mortgage Lenders Association and Board President of the Community Food Bank of Grand Junction.

Cole Sjoholm in Geiranger, Norway Tuk tuk driver taking a break in Cambodia